We take a very comprehensive, but simple, three phase approach to planning. This process results in a fully integrated investment, tax and legal plan that reflects each client’s individual goals.
Phase 1 – Preparatory Meeting: Develop your Foundation for Successful Investing
If you have ever built a home, you know that the Foundation is critical or the structure will have problems in the future. Proper planning is no different. We begin by taking the time to really get to know our clients, their families, their fears, their goals, their past investment experiences, how they think about money, how their spouse thinks about money and each other’s risk tolerance. Additionally, we obtain a deep understanding of the resources each client has at their disposal. The human element and an accurate understanding of a clients’ personality and resources is absolutely critical to building the foundation for a successful long term relationship. Clients are surprised by how comprehensive and rewarding Phase 1 can be.
Phase 2 – Present the Plan: The Investment Blue Print
In Phase 2, our team of skilled financial engineers and craftsman roll up their sleeves and get to work on designing an action plan and a portfolio to assist you in optimizing your current wealth, in efficiently accumulating more assets, in creating a distribution plan for retirement years and in protecting your family and their futures in times of uncertainty.
Most of Phase 2 work occurs in our preparation for the presentation of your Blue Print and then Phase 3 begins…
Phase 3 – Implementation and Maintenance
In Phase 3, we meet with you to go over the plan, make any needed adjustments and to begin implementation of the various sections of your plan in an order that is based on priorities you established in Phase 1.
Clients move at a pace they are comfortable with and they address areas of need identified in their plan based upon their goals and their timelines. Rome was not built in a day and neither is a solid, long term, comprehensive financial plan. Our team will be there for you each step of the way.
A financial plan is never truly completed as it is an evolving reflection of your financial life. Therefore, ongoing maintenance, updates, adjustments and overhauls are of course needed as the years progress.